What is snowmobile insurance?
Snowmobile insurance is a type of off-road vehicle insurance that provides coverage for the financial risks associated with owning a snowmobile. Simple as a snowmobile might seem, it produces many of the same financial risks as a car which is why it is a must for peace of mind.
And despite what you may think, many homeowners insurance and car insurance policies exclude snowmobiles, so you could be stuck paying large out-of-pocket expenses if it is stolen or damaged.
Coverage options to consider in your snowmobile insurance policy.
As with car insurance, you can stick to basic policies that cover liability costs if you are held responsible for a collision. This can include damage to other vehicles and property, as well as medical bills for other people. You can also get collision coverage, which covers the costs of your own snowmobile. This is often a must if you have hired or leased the snowmobile.
Extra coverage for an extraordinary recreational activity.
You can also get comprehensive coverage that protects you against damage from sources other than a collision, such as a fire, theft, or flooding. Look for policies that cover your own equipment costs and medical bills in cases of no-fault collisions or ones where the other driver isn’t adequately insured.
Flexibility to find the right insurance policy.
The upside of this wide range of policy options is that you can usually find the perfect balance of coverage and costs to meet your needs and budget.
To find a snowmobile policy that suits your needs, request a snowmobile insurance quote below today to speak with an MSIG insurance specialist.
Snowmobile Insurance Quote
As an independent agency, we are here to help you find the right coverage.