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Commercial Property Insurance

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What Does Commercial Property Insurance Cover?

Fire, flooding, theft, or accidental damage are unfortunate incidents that could not only damage or destroy your property but could also devastate your business. Whether it’s buildings, commercial vehicles, or equipment, losing these assets would be a potentially critical setback for your business. This is where commercial property insurance comes in!

Commercial property insurance, also known as business property insurance, can protect against the cost of replacing lost or damaged property. Additionally, commercial property insurance can cover any associated losses–such as lost income–that are caused because part or all of your business is temporarily knocked out of action.

Additional Commercial Property Coverage Options

It’s worth exploring the options available to you with a business property insurance policy, as they may cover risks you hadn’t thought of. For example, some policies protect against the additional costs you face if rebuilding a damaged business facility means no longer being exempt from local building codes. Other points to check include whether a policy covers the cost of removing debris before reconstruction begins, as well as whether the business property is covered against weather event damage while being rebuilt.

In addition to this, a commercial property policy can be bundled with a commercial general liability policy under a business owners policy (BOP), which can help you save and simplify your insurance.

Commercial property insurance is a great way to ensure that your business locations, assets, and income are protected. To explore your options, request a free commercial property insurance quote below and an MSIG insurance specialist will walk you through them!

Commercial Property Insurance - Modern Industrial Building in an Industrial Park

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As an independent agency, we are here to help you find the right Commercial Property Insurance coverage.

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As an independent agency, we are here to help you find the right coverage.