Small Business Health Insurance in Wisconsin
The strength of Wisconsin’s economy is built on the success of its small businesses. From local retailers to service providers and professional firms, these organizations are essential to community growth, job creation, and long-term economic stability.
However, one of the biggest challenges small employers continue to face is offering competitive employee benefits, especially when it comes to health insurance.
For many small businesses, traditional group health plans are difficult to access or sustain due to:
- Limited plan availability for smaller groups
- Age-banded rate structures
- Rising premiums and ongoing cost increases
- Increasing employee cost-sharing and out-of-pocket exposure
These challenges can make it harder to attract and retain the employees that drive business growth.
A New Healthcare Option for Menomonie Chamber Members
In response to these concerns, Midwest Select Insurance Group (MSIG), in partnership with the Menomonie Area Chamber & Visitor Center (MACC) and Sana Benefits, is introducing a new health insurance option designed specifically for Chamber members.
This program is built to provide qualified MACC members with access to more competitive health insurance pricing and plan structures compared to traditional small group or individual market options.
By leveraging the partnership between MSIG, Sana, and MACC, eligible Chamber members benefit from:
- Access to discounted health insurance options
- Plan designs aligned with the needs of small employers
- Flexible coverage structures for growing teams
This initiative reflects the Chamber’s ongoing commitment to addressing one of the most common challenges voiced by its members: access to affordable, high-quality healthcare.
Important Eligibility Considerations
It is important to note that this health plan is medically underwritten.
This means:
- Not all businesses or groups will qualify
- Final eligibility and pricing are determined based on underwriting review
- Each employer’s situation is evaluated individually
MSIG works directly with applicants throughout this process to review eligibility and discuss available options.
About the Partnership
Menomonie Area Chamber & Visitor Center (MACC)
The MACC plays a central role in supporting local business growth and economic development in the Menomonie area. By listening to member feedback and responding with meaningful solutions, the Chamber continues to create valuable programs that directly benefit its business community.
This healthcare initiative is a direct response to member demand for more affordable and accessible benefits.
Sana Benefits
Sana Benefits focuses on simplifying healthcare for small businesses by offering modern health plans designed to improve affordability, usability, and transparency.
Their approach is built around reducing employer costs while maintaining meaningful access to care.
Plan Highlights
This program introduces a range of features that appeal to small and mid-sized employers:
- Eligibility starting at just 2 enrolled employees
- Multiple plan design options
- Virtual care through Sana Care, with low monthly costs
- Nationwide coverage access
- Out-of-network flexibility
- Transparent pricing and cost structure
- Streamlined enrollment and account management tools
- Potential for meaningful cost savings compared to traditional options
Building a Complete Benefits Package
While the new health plan provides a strong foundation, many employers still need a way to offer a broader benefits package.
That is where the Menomonie Chamber’s defined contribution program comes in.
This existing program allows employers to offer additional benefits such as:
- Dental insurance
- Vision insurance
- Life insurance
- Disability coverage
Using a defined contribution approach, employers can provide a set monthly budget toward benefits, giving employees the flexibility to select the options that best meet their needs.
Together, these programs create a more complete and competitive benefits strategy:
- The Sana health plan provides access to discounted medical coverage
- The defined contribution program adds flexibility and customization for ancillary benefits
This combination allows small businesses to offer a well-rounded benefits package without the constraints of traditional group structures.
Learn More
If your business is a member of the Menomonie Area Chamber, you may be eligible to explore these discounted health insurance options.
MSIG can help guide you through:
- Eligibility and underwriting review
- Plan comparisons
- Enrollment and implementation
Contact Midwest Select Insurance Group (MSIG) today to learn more about available options and determine if this program is a fit for your business.
